Biennial Projections

Projections | 6. Student Loan Risk Factors to Enrollment and Completion

Graduate PLUS loans are eliminated effective July1, 2026. The remaining federal graduate loan program now has annual limits of $20,500 for graduate students and $50,000 for professional students. The aggregate limit for graduate programs is now $100,000 and $200,000 for professional students. While there are no changes to existing undergraduate loan limits, there is now a lifetime limit of $275,000 on all federal loans. In 2023-24, this limit would have impacted at least 1,753 students/graduates who have federal loan totals in excess of the new limit to a maximum of $622,896. We say "at least" here because we do know the loan amounts of students who completed their undergraduate education outside Virginia, or at a Virginia instituion not covered in our collections. Of the 1,753 students or graduates described above, 1,260 had no undergraduate federal loans, 54% had borrowed for graduate programs only, 32% for professional programs only, and the remaining 14% for a mix of graduate and professional education.

INAME	Student Status	Unique Students Enrolled and/or Graduated	Graduate Students exceeding $275K	First Professional Students exceeding $275K	Graduate Students Exceeding $100K	First Professional Students Exceeding $200K
Total Public Four-Year Institutions	Enrolled	10,153	12	27	856	289
Total Public Four-Year Institutions	Completed	3,962	4	145	316	198
George Mason University	Enrolled	1,935	2	0	273	0
George Mason University	Completed	716	1	0	61	0
James Madison University	Enrolled	297	0	0	25	0
James Madison University	Completed	178	0	0	47	0
Longwood University	Enrolled	249	0	0	4	0
Longwood University	Completed	93	0	0	5	0
Norfolk State University	Enrolled	290	0	0	7	0
Norfolk State University	Completed	76	0	0	10	0
Old Dominion University	Enrolled	1,184	1	0	124	0
Old Dominion University	Completed	326	1	0	60	0
Radford University	Enrolled	593	6	0	125	0
Radford University	Completed	199	2	0	41	0
University of Virginia	Enrolled	1,386	0	0	39	57
University of Virginia	Completed	728	0	44	40	65
Virginia Commonwealth University	Enrolled	2,375	0	11	66	67
Virginia Commonwealth University	Completed	898	0	2	3	13
Virginia State University	Enrolled	208	1	0	13	0
Virginia State University	Completed	49	0	0	7	0
Virginia Tech	Enrolled	943	2	16	49	165
Virginia Tech	Completed	403	0	99	20	120
William & Mary	Enrolled	693	0	0	131	0
William & Mary	Completed	296	0	0	22	0
Total Private, Four-Year Institutions	Enrolled	37,499	899	49	8,503	428
Total Private, Four-Year Institutions	Completed	6,370	136	349	1,444	425
Appalachian College of Pharmacy	Enrolled	79	0	6	0	10
Appalachian College of Pharmacy	Completed	30	0	25	0	27
Averett University	Enrolled	110	0	0	1	0
Averett University	Completed	25	0	0	1	0
Bluefield University	Enrolled	120	0	0	7	0
Bluefield University	Completed	94	0	0	4	0
Bridgewater College	Enrolled
Bridgewater College	Completed	26	0	0	5	0
Eastern Mennonite University	Enrolled	55	0	0	1	0
Eastern Mennonite University	Completed	20	0	0	3	0
Eastern Virginia Medical School (merged w/Old Dominion U)	Enrolled	643	1	0	102	91
Eastern Virginia Medical School (merged w/Old Dominion U)	Completed	243	1	53	89	84
Edward Via College of Osteopathic Medicine	Enrolled	399	0	8	0	121
Edward Via College of Osteopathic Medicine	Completed	142	0	128	0	132
Emory & Henry College	Enrolled	186	0	0	104	0
Emory & Henry College	Completed
George Washington University	Enrolled	154	0	0	13	0
George Washington University	Completed	29	0	0	4	0
Hampton University	Enrolled	187	0	0	9	0
Hampton University	Completed	74	0	0	17	0
Hollins University	Enrolled	46	0	0	2	0
Hollins University	Completed
Liberty University	Enrolled	29,551	740	26	6,890	153
Liberty University	Completed	4,369	113	99	969	128
Mary Baldwin University	Enrolled	354	0	0	82	0
Mary Baldwin University	Completed	140	0	0	76	0
Marymount University	Enrolled	626	1	0	85	0
Marymount University	Completed	131	3	0	38	0
Regent University	Enrolled	3,789	156	6	1,036	42
Regent University	Completed	586	16	0	153	5
Shenandoah University	Enrolled	700	1	3	148	11
Shenandoah University	Completed	220	3	43	48	48
University of Lynchburg	Enrolled	315	0	0	16	0
University of Lynchburg	Completed	154	0	0	37	0
University of Richmond	Enrolled	185	0	0	7	0
University of Richmond	Completed
Virginia Union University	Enrolled
Virginia Union University	Completed	87	0	1	0	1
Grand Total, All Reporting Institutions	Enrolled	47,652	911	76	9,359	717
Grand Total, All Reporting Institutions	Completed	10,332	140	494	1,760	623